39-UNIT RESIDENTIAL DEVELOPMENT

A £13.3M DEVELOPMENT, STRUCTURED IN PHASES

• We Worked with the Developer, Lender and QS to structure the scheme effectively.

A 39-unit residential scheme requiring a funding structure that balanced land acquisition, construction costs, lender exposure and phased delivery.

THE PROJECT

39 UNITS Residential development

BUILD COSTS £6.5M

GDV£13.3M

THE CHALLENGE

A development of this scale required significant construction funding. Rather than treating the 39 units as one single funding requirement, the project needed a structure that could align finance with the construction programme and manage lender exposure.

THE STRATEGY

We structured the development around phased construction and controlled drawdowns, allowing funding to be released progressively as each stage of the development was delivered.

This created a clearer funding pathway while aligning the lender's exposure with the progress and value being created on site.

THE STRUCTURE

39 UNITS

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PHASED CONSTRUCTION

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CONTROLLED DRAWDOWNS

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UNIT SALES

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LOAN REPAYMENT

THE OUTCOME

A £13.3M GDV development with £6.5M of build costs, structured around a phased approach designed to align funding with construction progress and the project's eventual sales strategy.

COMPLEXITY SCORE

9/10

Scale | Construction funding | Phasing | Drawdowns | Exit strategy

FUNDING STATUS

TERMS SECURED

Figures are project-specific and subject to valuation, lender criteria, final costs, planning and legal due diligence.