BRIDGING LOANS
BRIDGING LOANS
WE ARE EXPERTS IN BRIDGING FINANCE
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Access to 30+ Specialist Bridging Lenders
Rates from 0.83% per month*
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Whether you're purchasing at auction, funding a refurbishment, securing a development opportunity or refinancing quickly, bridging finance can provide the speed and flexibility traditional lenders often can't.
With access to over 30 specialist lenders, we compare the market to find the most suitable solution for your circumstances, guiding you from initial enquiry through to completion and your long-term exit strategy.
Don't navigate complex bridging finance alone—speak to the Kings of Complex and let us secure the right funding for your next investment.
Lowest rate available as at 27/01/2026. Subject to status, lender criteria and the individual circumstances of each application.
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When should you use bridging?
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Auction purchases
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Refurbishments
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Chain breaks
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Land purchases
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Planning uplift
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Down valuations
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Time-sensitive purchases
FINDING THE RIGHT DEAL
The Right Loan for You
How to Secure a Bridging Loan in 5 Simple Steps
1. Find Your Property
Identify the purchase price and ensure it fits your investment strategy.
2. Estimate Refurbishment Costs
Obtain detailed quotes from a reputable contractor so you know exactly how much the works will cost.
3. Calculate the End Value (GDV)
Work out the property's Gross Development Value (GDV)—the expected value once all works are complete.
4. Assess the Profit
Subtract the purchase price, refurbishment costs and associated fees from the GDV to calculate your expected profit.
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5. Speak to Always Wright Mortgages
Full 3-step process:
We'll assess the deal, recommend the most suitable lender and structure the finance. Most bridging lenders look for a minimum 20% profit on total project costs, making these figures essential when assessing the viability of your application.
The better prepared your figures, the faster we can secure your funding.
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OPTIONS AFTER BRIDGE
SALE OR REFINANCE at 75 or 80%
You often have two options after you bridge a property, you can sell the property and clear the existing bridge loan, or you can refinance it onto a long term mortgage (traditional lending) and pay back the bridge loan, keeping the profit. Both are good options, but if you do not have an "exit plan", they are often "exit fees" to pay at the end of the loan so specify this at the start of the project.