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joelherbert-wright
Dec 3, 20241 min read
Auction and short leaseholds
This makes sense, I deal in bridging weekly, but don't always see the short lease flats being bought often. If this is your strategy,...
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joelherbert-wright
Oct 8, 20231 min read
Connect Awards 2023
I had a great time at the Connect Awards 2023, the 25th anniversary of the awards show. It was a great event and everyone thoroughly...
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joelherbert-wright
Oct 8, 20231 min read
The B & C Awards 2023
The other month I was lucky enough to be invited to the Bridging and Commercial Awards 2023 in Fulham, London. I thoroughly enjoyed it...
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joelherbert-wright
Oct 8, 20231 min read
Speaking Event: Join us at The East London Business Expo
On the 21st October 2023, Anthony the Economist and Mortgage Broker will be speaking at the East London Business Expo about how to build...
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joelherbert-wright
Oct 8, 20231 min read
Radio Interview on The Smart Landlords Show
Last month I did an interview on "The Smart Landlord's show" explaining where i started and how i decided to help people understand...
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joelherbert-wright
Mar 31, 20231 min read
How do bridging loans work?
A bridging loan is known as short-term finance, and is used as such. Often, buyers use it to "bridge the gap" between selling their house...
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joelherbert-wright
Mar 31, 20231 min read
How BTLS work
Buy to let properties are houses that are let out to tenants. They are bought as business investments by both individuals and (Special...
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joelherbert-wright
Mar 16, 20232 min read
Can I get a Self-Employed Mortgage?
Self-employed mortgages are notoriously difficult to get from traditional banks. Over the years, they have been more open to the fact...
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joelherbert-wright
Mar 16, 20231 min read
How does a variable rate work?
Variable rates are ever more important in a climate where fixed rates are going up and mortgage payments are costing more. A Variable...
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joelherbert-wright
Mar 16, 20231 min read
What is an Interest Only Mortgage?
An Interest Only Mortgage is a type of mortgage that is available, where the payments only cover the interest on the loan, not the...
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joelherbert-wright
Nov 29, 20222 min read
Why this recession isn't the same as 2008
Commentators and Economists have been saying that we have been through situations like this before with high inflation rates and a...
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joelherbert-wright
Nov 17, 20221 min read
The 2022 Autumn Budget and why it affects property
Today the budget we've all been sitting tight for just came out. The Chancellor Jeremy Hunt declared a raft of spending on Education and...
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joelherbert-wright
Nov 14, 20222 min read
Why the Economy won't recover as quickly as we would like.
Over the last few years, in 2017 after Brexit I explained that there would be a recession in 2022 (I was right). I looked at a few...
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joelherbert-wright
Nov 6, 20222 min read
Bank of England base rate: What it means for you
The Bank of England recently put the base rate for borrowing up to 3%, so I hear a lot of clients asking me what that means for them. The...
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joelherbert-wright
Oct 28, 20222 min read
How to improve your credit rating.
Your credit rating is one of the most important tools that finance companies will use to lend money to you. There are three credit rating...
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joelherbert-wright
Oct 13, 20221 min read
How bonds effect the economy (including mortgages)
The government borrows money on a long dated basis, by issuing financial instruments called BONDS or GILTS. These bonds cost a certain...
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joelherbert-wright
Oct 7, 20222 min read
Mortgage Mayhem.... Your questions answered about fixed rates
What is happening in the mortgage market? The mortgage market has been in turmoil over the recent weeks. Fixed rates for mortgages have...
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joelherbert-wright
Apr 6, 20221 min read
What Documents do I need for a mortgage
It is best practice to have them ready before you go to your Advisor, to make the process quick and smooth. So what documents will you...
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joelherbert-wright
Apr 5, 20221 min read
Buy a Freehold or Leasehold?
A question I often get asked is, what is the difference between Freehold and Leasehold? It is a simple question once you know how it...
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joelherbert-wright
Sep 22, 20212 min read
How to improve your credit rating
Your credit rating is one of the most important tools that finance companies will use to lend money to you. There are three credit rating...
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