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100% lending example

PP - 135k

180 day value - 200k

GDV - 220k.

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The client wanted to purchase a property at auction, it's inherent value was 200k, it was bought for 135k. So we used our expertise to find a lender who lent on the market value and with a £10k refurb, it's value was projected to be £220k.


The Bank was happy to lend on the "market value" based on the expected RICS, as it was considered a below market value deal.


The client proceeded to purchase under an SPV (SPECIAL PURPOSE VEHICLE), for tax purposes.

 
 
 

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Always Wright Mortgages Limited is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 960799 The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.

 

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