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Pub Purchase

LTD Company Property sale via bridge

A SPV purchase of a pub via a bridge by a new SPV, to allow the existing Director to Retire.

Complex BMV Commercial Purchase & Restructure Strategy

We successfully structured a complex Below Market Value (BMV) commercial acquisition to release an existing Director from the investment, allowing them to realise their capital and move forward with their next project.

The commercial property had an original value of £400,000. Through careful deal structuring, we completed a purchase at £255,000, with the property transferred unencumbered to allow maximum flexibility for the new ownership structure.

A new Special Purpose Vehicle (SPV) was established with two new Directors, enabling the project to be separated from the previous shareholder arrangements. Within 12 months, we successfully refinanced the property with a commercial lender based on the higher underlying value, unlocking the equity position and converting the asset into a long-term commercial mortgage.

This strategy allowed the outgoing Director to extract their funds, remove themselves from the liability, and reinvest into their next opportunity, while the new Directors secured ownership of a valuable commercial asset with a sustainable lending structure.

This was a complex transaction requiring careful lender selection, valuation strategy, SPV structuring, and an understanding of commercial finance beyond traditional mortgage routes.

Another example of how Always Wright Mortgages delivers solutions where standard brokers see obstacles.


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Always Wright Mortgages Limited is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 960799 The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.

 

Registered in England and Wales No: 12273176

Registered Address is: Unit 29, Highcroft Industrial Estate, Enterprise Rd, Horndean, Waterlooville PO8 0BT

Firm FCA number: 960799

 

The information contained within this website is subject on the UK regulatory regime and is therefore targeted at consumers based in the UK.

 

We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. Not all services we offer are covered by the FCA

 

Your property may be repossessed if you do not keep up repayments on your mortgage.

 

There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £1149.

​We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. ​Not all services we offer are covered by the FCA. For transparency we work with the following commission model: percentage of the amount you borrow. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

 

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