Commercial Garage and Car wash purchase

Complex Commercial Acquisition, Bridging & Value Creation Strategy

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We structured a complex commercial finance solution to help a client acquire a car wash business alongside an existing garage operation, creating a stronger combined commercial asset.

The initial challenge was that the car wash and garage sat on separate property titles, making a traditional purchase and refinance structure difficult. We secured a commercial bridging facility to acquire the assets and strategically combine the two titles into one cohesive commercial property under a single lender structure.

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The combined asset was initially valued at £720,000. Through effective deal structuring, consolidation of the titles, and improving the overall commercial proposition, the property has since increased in value to approximately £1.05 million.

Following the successful restructuring, we are now progressing a refinance onto a long-term commercial mortgage through a new SPV, allowing the client to secure sustainable funding, release available equity, and retain ownership of a significantly enhanced commercial asset.

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This transaction required specialist knowledge of commercial bridging, title consolidation, lender appetite, SPV structuring, and value enhancement strategies — areas where many traditional brokers would struggle to find a viable solution.

At Always Wright Mortgages, we specialise in turning complex commercial opportunities into financeable, long-term investments — finding solutions where others simply see complications.