Short Lease Flat - 81 years

COMPLEXITY SCORE: 6/10

THE CHALLENGE

Our client had just 35 days to secure a property worth approximately £80K with a short lease and complete the lease extension. The opportunity was clear: extend the lease and increase the property's value to around £120K. The challenge was funding both the acquisition and the lease extension within the tight deadline.

THE COMPLEXITY

• Short-lease property requiring specialist lender appetite

• Only 35 days to complete the transaction

• £10K lease-extension cost needed funding

• Property value expected to rise from £80K to £120K

• Long-term finance needed once the lease was extended

  
  

THE STRATEGY

£80K PROPERTY ACQUISITION↓SPECIALIST BRIDGE-TO-LET↓£10K LEASE EXTENSION INCLUDED↓LEASE EXTENDED↓LONG-TERM BUY-TO-LET REFINANCE↓

≈ £120K VALUE

THE RESULT

Always Wright identified a specialist lender prepared to look beyond the short lease and build the £10K lease-extension cost into the initial funding structure. This allowed the client to secure the property and complete the lease extension within the required timeframe. Once the lease was extended, we refinanced the property onto a long-term buy-to-let mortgage, allowing the client to benefit from the increased value and move forward with a sustainable investment structure.

What looked like a short-lease problem became a structured route to value creation.

KINGS OF COMPLEX

35-day deadline. Short lease. Specialist structure.

Others saw the problem. We saw the opportunity.