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Pub Purchase

LTD Company Property sale via bridge

£255K PURCHASE | £400K VALUE | REFINANCED WITHIN 12 MONTHS COMPLEXITY SCORE: 9/10

BMV COMMERCIAL ACQUISITION & RESTRUCTURE


THE CHALLENGE

The objective was to restructure ownership of a commercial property while allowing an existing Director to release their capital, exit the investment and move on to their next project. The property had an underlying value of £400K, but the transaction required a carefully engineered acquisition and ownership structure to make the strategy work.


THE COMPLEXITY

  • £400K property value acquired for £255K

  • Existing Director needed to exit and release their capital

  • New ownership required a completely separate structure

  • New SPV established with two new Directors

  • Future refinance needed to recognise the underlying property value


THE STRUCTURE

£400K Property Value£255K BMV AcquisitionNew SPV + 2 Directors12-Month Refinance

LONG-TERM COMMERCIAL MORTGAGE



THE RESULT

Always Wright structured the acquisition so the property transferred unencumbered, giving the new ownership maximum flexibility. Within 12 months, we successfully refinanced the asset with a commercial lender based on its stronger underlying value, unlocking the equity position and transitioning the property onto a sustainable long-term commercial mortgage.

The outgoing Director was able to extract their capital, remove themselves from the liability and move forward with their next opportunity, while the new Directors secured a valuable commercial asset.

We didn't just arrange finance. We engineered the ownership, acquisition and refinance strategy around the client's end goal.


KINGS OF COMPLEX

BMV acquisition. Ownership restructure. Strategic refinance.

One deal. Three objectives. One carefully engineered solution.

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Always Wright Mortgages Limited is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 960799 The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.

 

Registered in England and Wales No: 12273176

Registered Address is: Unit 29, Highcroft Industrial Estate, Enterprise Rd, Horndean, Waterlooville PO8 0BT

Firm FCA number: 960799

 

The information contained within this website is subject on the UK regulatory regime and is therefore targeted at consumers based in the UK.

 

We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. Not all services we offer are covered by the FCA

 

Your property may be repossessed if you do not keep up repayments on your mortgage.

 

There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £1149.

​We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. ​Not all services we offer are covered by the FCA. For transparency we work with the following commission model: percentage of the amount you borrow. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

 

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