Low Property value - 50k Remortgage

COMPLEXITY SCORE: 6 /10

THE CHALLENGE

A client approached us looking to finance a property worth approximately £50K, with a purchase price below £75K. On paper, it looked simple. In reality, the low property value and proximity to commercial premises immediately ruled out the majority of mainstream lenders.

Only three lenders were prepared to consider the case.

THE COMPLEXITY

• Property value of approximately £50K

• Purchase price below £75K

• Low-value property outside the appetite of most mainstream lenders

• Proximity to commercial premises created additional underwriting concerns

• Only 3 lenders were willing to consider the application

  
  

THE STRATEGY

£50K PROPERTY↓CRITERIA ANALYSISLow value + commercial proximity↓3 SUITABLE LENDERS IDENTIFIED↓TARGETED APPLICATION↓

COMPLETION IN DAYS

THE RESULT

Always Wright didn't take the traditional approach of sending the application to multiple lenders and hoping for a positive response. We identified exactly which lenders could work with the property's specific characteristics, understood their individual criteria and positioned the application accordingly.

Within just a few days, we secured a lender willing to proceed.

What most of the market saw as too small, too unusual or too difficult, we saw as a deal that simply required the right lender and the right approach.

Because complex finance isn't about having access to hundreds of lenders. It's about knowing which one matters.

KINGS OF COMPLEX

Mainstream market: No.Always Wright: Let's find a way.