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Bristol New Build Homes

632% ROI - 4.75Mill - 5 Houses

£800K Acquisition. £2.2M Development Facility. £4.5M GDV. COMPLEXITY SCORE: 10/10

A below-market land acquisition turned into a fully funded high-end residential development — structured, negotiated and delivered by Always Wright Mortgages.

KINGS OF COMPLEX


THE CHALLENGE

Our experienced developer identified a prime Bristol site available for £800K against a £1.2M valuation — an exceptional opportunity, but one that required speed and a sophisticated funding structure. With approximately £2.2M required for construction, the developer needed a finance partner who could move quickly and deliver the entire funding solution.


THE COMPLEXITY

  • £400K immediate equity created through the below-market acquisition

  • £2.2M construction funding required

  • £4.5M projected GDV

  • Time-sensitive acquisition requiring rapid lender engagement

  • Cash flow needed protecting throughout the build


THE STRUCTURE

£800K Acquisition Finance£2.3M Development FacilityHigh-Spec Residential Development

£4.5M GDV

Lender: West One | Structure: Acquisition + Development Finance | LTGDV: ~66%



THE RESULT

Always Wright identified the right specialist lender, structured the transaction and negotiated a facility incorporating rolled-up interest, removing monthly interest payments during construction.

The developer secured the site and full development funding — without the usual complexity of navigating multiple lenders and structures.

We didn't just find the lender. We engineered the deal.


KINGS OF COMPLEX

Complex deal. Specialist structure. Delivered.

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Always Wright Mortgages Limited is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 960799 The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.

 

Registered in England and Wales No: 12273176

Registered Address is: Unit 29, Highcroft Industrial Estate, Enterprise Rd, Horndean, Waterlooville PO8 0BT

Firm FCA number: 960799

 

The information contained within this website is subject on the UK regulatory regime and is therefore targeted at consumers based in the UK.

 

We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. Not all services we offer are covered by the FCA

 

Your property may be repossessed if you do not keep up repayments on your mortgage.

 

There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £1149.

​We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. ​Not all services we offer are covered by the FCA. For transparency we work with the following commission model: percentage of the amount you borrow. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

 

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