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Can I get a Self-Employed Mortgage?
Self-employed mortgages are notoriously difficult to get from traditional banks. Over the years, they have been more open to the fact...
joelherbert-wright
Mar 16, 20232 min read
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How does a variable rate work?
Variable rates are ever more important in a climate where fixed rates are going up and mortgage payments are costing more. A Variable...
joelherbert-wright
Mar 16, 20231 min read
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What is an Interest Only Mortgage?
An Interest Only Mortgage is a type of mortgage that is available, where the payments only cover the interest on the loan, not the...
joelherbert-wright
Mar 16, 20231 min read
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Why this recession isn't the same as 2008
Commentators and Economists have been saying that we have been through situations like this before with high inflation rates and a...
joelherbert-wright
Nov 29, 20222 min read
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The 2022 Autumn Budget and why it affects property
Today the budget we've all been sitting tight for just came out. The Chancellor Jeremy Hunt declared a raft of spending on Education and...
joelherbert-wright
Nov 17, 20221 min read
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Why the Economy won't recover as quickly as we would like.
Over the last few years, in 2017 after Brexit I explained that there would be a recession in 2022 (I was right). I looked at a few...
joelherbert-wright
Nov 14, 20222 min read
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Bank of England base rate: What it means for you
The Bank of England recently put the base rate for borrowing up to 3%, so I hear a lot of clients asking me what that means for them. The...
joelherbert-wright
Nov 6, 20222 min read
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How to improve your credit rating.
Your credit rating is one of the most important tools that finance companies will use to lend money to you. There are three credit rating...
joelherbert-wright
Oct 28, 20222 min read
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How bonds effect the economy (including mortgages)
The government borrows money on a long dated basis, by issuing financial instruments called BONDS or GILTS. These bonds cost a certain...
joelherbert-wright
Oct 13, 20221 min read
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Mortgage Mayhem.... Your questions answered about fixed rates
What is happening in the mortgage market? The mortgage market has been in turmoil over the recent weeks. Fixed rates for mortgages have...
joelherbert-wright
Oct 7, 20222 min read
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What Documents do I need for a mortgage
It is best practice to have them ready before you go to your Advisor, to make the process quick and smooth. So what documents will you...
joelherbert-wright
Apr 6, 20221 min read
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Buy a Freehold or Leasehold?
A question I often get asked is, what is the difference between Freehold and Leasehold? It is a simple question once you know how it...
joelherbert-wright
Apr 5, 20221 min read
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How to improve your credit rating
Your credit rating is one of the most important tools that finance companies will use to lend money to you. There are three credit rating...
joelherbert-wright
Sep 22, 20212 min read
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